Direct answers, in plain language.

A wealth intelligence platform - not a financial advisor, not a chatbot, not a robo-advisor. A2B2 combines multiple frontier AI models, autonomous agents, and a verified network of institutional investment experts so investors can research, validate, and understand investment decisions with far more confidence than any single tool provides. It's the intelligence layer between you and every financial decision that matters. A2B2 is hybrid intelligence for wealth: AI at speed, steered by human judgment, converting fragmented data into trusted insight and compounding value. A2B2 is not a registered investment advisor, asset manager, broker-dealer, robo-advisor, or a source of personalized financial advice.

The platform serves four interconnected audiences across the wealth ecosystem:

• Individual investors who want to validate what they hear and cut through the noise.
• Wealth professionals, including financial advisors and RIAs, who want smarter client meeting prep and shared intelligence sessions.
• CIOs and investment experts who want to publish credentialed content and monitor markets autonomously.
• Enterprise and institutional clients who want to reach qualified investors through a compliance-ready channel.

July 2026, in the United States and Hong Kong residents only. Singapore, UK and Europe follow in a later phase.

Each tier adds more automation and depth. A2B2 Arcus - the agentic personal office gives you structured weekly intelligence and on-demand research. A2B2 Bridge - the agentic private office adds memory and daily monitoring. A2B2 Cypher - the agentic family office runs proactively in the background: overnight monitoring, private CIO access, and memory that compounds over time. A2B2 Decoder - the agentic office for wealth professionals is built for advisors: meeting prep, shared client sessions, and content publishing. A2B2 Editor - the agentic office for CIOs & experts is the full operating layer for investment experts. A2B2 Enterprise access scales with the size and complexity of your institution - Small, Mid-size, and Large. Full comparison at a2b2.ai/pricing.

No. A2B2 explains what it finds and why it matters - then, when users need more depth, it can highlight where models align or differ and layer in verified expert context. You set the depth - the platform adapts to you, not the other way around.

Sign up at a2b2.ai/login. You'll need your name, email, and confirmation that you're 18 or older.

No. A2B2 Arcus - the agentic personal office is our entry plan: US $5/month for the first year (US $36 total when billed annually - about half a cup of coffee a month), designed to give you an introduction to the platform. A free version for students, young professionals, and families is planned for later releases.

The platform works for you without waiting to be asked each time. At A2B2 Arcus - the agentic personal office, that looks like structured weekly intelligence on a template. At A2B2 Bridge - the agentic private office, a prompt-triggered assistant remembers your context. At A2B2 Cypher - the agentic family office, A2B2 proactively monitors your tracked sources and portfolio positions in the background - you don't need to log in and ask. You set the scope once; it runs.

A2B2 supports three operating modes:

• Directed: prepares the next logical steps for you to confirm whether to proceed.
• Supervised: performs the work, but pauses for your approval before taking any permissioned actions or spending credits.
• Autonomous: handles research and monitoring tasks end-to-end without waiting for prompts at each step, but does not execute transactions or any actions on your behalf.

When you ask a question or upload a document, A2B2 routes it across multiple frontier AI models simultaneously and returns a synthesised response. If you want to go deeper, you can request a cross-examination of the outputs - where models agree, where they diverge, and how credible the underlying sources are. One answer, not a set of responses you have to reconcile yourself. We'll soon bring more specialist models tailored to the task - and capture the best workflows as reusable Skills and Prompts - so proven methods become a compounding advantage instead of something you have to recreate each time.

They solve queries sequentially and individually, typically through a single model. A2B2 runs multiple models in parallel, maintains your financial context across sessions, executes multiple-tasks from start to finish, and integrates verified human expert intelligence and specially sourced data as a built-in structural layer. It's designed from day one as an operating platform for wealth research and personal wealth decisions, not a general chat interface adapted to finance.

A robo-advisor manages your portfolio - it allocates, rebalances, and makes product recommendations. A2B2 doesn't touch any of that. It's a hybrid intelligence platform. It offers three types of agentic offices, each designed to meet different needs - whether you're an emerging young professional or part of an ultra-high net worth family. It helps you understand and validate ideas before you act on them; it doesn't act for you on any of your investment transactions.

Yes, from A2B2 Bridge - the agentic private office onwards. At A2B2 Cypher - the agentic family office, that memory compounds over time - positions, tracked sources, and past queries all inform every new session. A question that took a full paragraph of context in month one may need just a single word in month six. The more the platform is used, the less effort each session requires - and the more efficiently it handles every query.

Yes, drop in a fund factsheet, term sheet, proposal, or research report and A2B2 interrogates it across multiple models. Depth increases by tier: from core cross-checks of credibility, logic, and completeness to more automated, always-on analysis as you move up.

A2B2 gives you multiple ways to save, package, and share what you produce - plus dedicated formats for stress-testing and presenting insights, depth increases by tier. Output and sharing tools include:

• Research Packs: folders to organise and share your saved research, CIO posts, and document analyses.
• Signal Cards: shareable snapshots of your research sent in one tap to your LinkedIn, WhatsApp, WeChat, or X.
• Audio versions of outputs for on-the-go listening.
• Save and export options for your research.

Almost anything investment-related - through direct queries or uploaded documents. Most users start with one of these:

• Validating a proposal, factsheet, or term sheet they've received.
• Researching a fund, an insurance policy, a company, manager, or market theme.
• Monitoring sources and positions they care about over time.
• Making sense of a market event in the context of their own holdings.

Coverage expands as you move up the tiers: A2B2 Arcus - the agentic personal office starts with listed equities, funds, ETFs, and government bonds across the US and Hong Kong; A2B2 Bridge - the agentic private office builds on that foundation with broader instruments such as corporate bonds, investment insurance, and common tax wrappers; and A2B2 Cypher - the agentic family office extends coverage further into structured products, FX, alternatives, private credit, and tokenised assets - plus access to private-market research including venture capital and private equity.

Yes. A2B2 Arcus - the agentic personal office includes a weekly intelligence brief - you configure it once and it runs on schedule. From A2B2 Bridge - the agentic private office onward, the morning brief runs automatically, calibrated to your tracked sources, themes, and positions without any setup required each time. Step up to a daily brief if you wish at A2B2 Cypher - the agentic family office.

Yes, at A2B2 Cypher - the agentic family office. Your question goes directly and privately to one named, verified institutional CIO - it's not posted publicly or visible to anyone else. They choose whether and how to respond. This kind of access used to require a private banking relationship or a personal introduction.

A2B2 strengthens your judgment across every stage of the investment process - not by telling you what to do, but by making sure you've seen everything before you decide. In practice, that means:

• Querying multiple AI models simultaneously and showing where they agree or diverge, so you see the weight of consensus, not just one answer.
• Providing you access to, and consolidating, CIO and bank house views in one place, so you're not manually aggregating across sources.
• Cross-examining fund documents, term sheets, insurance policy papers and proposals for gaps, inconsistencies, and risks before you act on them.
• Monitoring your watchlist overnight and alerting you to what changed and why it matters.
• Preparing you with sharper questions before advisor meetings, so conversations start from a more informed position.

A2B2 does not give investment advice or recommendations. A2B2 does not perform as a broker to process transactions. The decision stays with you and your advisors - A2B2 makes sure you arrive at that decision better equipped.

Four things, running continuously:

• It watches your positions and the markets around them.
• It researches the questions you'd ask yourself if you had the time and the data.
• It flags what's changed, what's coming due, and what you haven't thought about yet.
• It briefs you clearly and on time - as a written note, an audio brief, or a structured file.

Whether you're managing a household portfolio or a more complex set of holdings, those four jobs run without you having to remember to ask.

A2B2 Cypher - the agentic family office is built precisely for this - it interrogates every factsheet, term sheet, or proposal across multiple models for gaps before you act on it. It synthesises up to ten followed sources - Goldman, Citi, BlackRock, your own CIOs - into a single read each morning. It runs scenario analysis on what you hold, and gives you a private, direct line to verified institutional CIOs. The intelligence infrastructure a family office provides, accessible to the individual investor for the first time.

Very much so. A2B2 is designed to help you make more of it. Use it to prepare for meetings, evaluate recommendations you've received, and stay sharper between conversations. Better-informed clients and better-prepared advisors make for more productive meetings - for both sides.

Yes. Any Signal Card you generate can be sent to your advisor. If they're also on A2B2, it opens directly in a shared session. If not, it gives them a path to sign up with your research as context. From A2B2 Cypher - the agentic family office onward, you and your advisor can also run a live shared session - both working from the same intelligence layer at the same time.

That's covered from A2B2 Cypher - the agentic family office - private credit, structured products, tokenised assets, and more. You can research what you actually hold, not just what's publicly listed.

No. A2B2 Decoder - the agentic office for wealth professionals works from day one without your clients having an account. Meeting prep, market monitoring, and multi-model research all run independently. That said, the platform becomes significantly more powerful when clients are on it. Shared real-time sessions, client-sent Research Packs or Signal Cards arriving ahead of meetings, and a shared intelligence layer that both sides can see - these are what make the advisor-client relationship on A2B2 genuinely different from any other tool.

A2B2 Decoder - the agentic office for wealth professionals automates meeting prep - a multi-model synthesis of a client's holdings, interests, and relevant market context, validated across frontier models and ready before you walk in. No more manual re-aggregation across bank feeds, news sources, and separate AI tools.

Yes. A2B2 Decoder - the agentic office for wealth professionals subscribers can run real-time shared intelligence sessions - both you and your client working from the same validated intelligence layer simultaneously. It closes the information gap that makes so many client conversations harder than they need to be.

Your credentials, institutional affiliation, and licensing status are visible to qualified investors on A2B2 before any conversation begins. Credentials are checked before the badge is issued - it's not self-declared.

Yes, at the A2B2 Decoder - the agentic office for wealth professionals tier. Your content is linked to your verified identity and reviewed through A2B2's compliance layer before it reaches your audience.

A2B2 Decoder - the agentic office for wealth professionals includes an optional Client Memory control that you (or your employer) or your client can switch on or off at any time. When switched on, A2B2 (via a user-selected LLM) builds shared relationship context from authorised inputs (such as holdings, interests, and past sessions) to personalise future preparation, sessions, and content. When switched off, A2B2 does not retain client relationship memory beyond the active session, except where retention is required for security, audit, compliance, or legal purposes. Client data is not shared with other users, and A2B2 staff access is restricted to authorised circumstances. Sensitive client personal data is not stored or used to train A2B2 or third-party foundation AI models. Full details are in the Privacy Policy and at a2b2.ai/security.

A2B2 routes institutional intelligence directly to your client context. When you're preparing for a specific meeting, A2B2 surfaces the CIO views and expert publications most relevant to that client's holdings and themes - not a general feed you filter yourself. In a future release, you'll be able to publish your insights on A2B2 under your professional identity - so they can be discovered and followed by a broader verified investor audience beyond your immediate network.

A2B2 monitors the sources, sectors, and themes relevant to your clients and surfaces what changed and why it matters - without manual checking. For each meeting, A2B2 assembles that client's holdings context, recent market movements, and relevant expert views into a structured briefing. No more manual aggregation before the morning starts. Client Memory is an ON/OFF control. If it's off, A2B2 relies only on public and third-party sources and does not store or use any client-specific context.

Yes. A2B2 Decoder - the agentic office for wealth professionals runs daily knowledge sessions for your practice - covering product updates, market developments, and the questions your clients are most likely to raise. It fits your morning routine, keeping your product knowledge current across your whole book rather than just the assets that came up last week.

A dedicated intelligence operation designed for institutional experts who need to publish, monitor, and engage at scale. A2B2 provides overnight market monitoring configured to your indicators, a pre-structured briefing ready at market open, and AI-interview content creation that keeps your voice intact. Anonymous question routing from investors means your audience can reach you privately without your inbox being exposed. Full audience analytics show engagement, reach, and an investor/advisor breakdown so you know exactly what resonates with whom.

Set your watchlist, tracked themes, and source parameters once. A2B2 runs overnight without any further action needed. When you open the platform at market open, your briefing is already structured and ready - oriented, not catching up.

The platform poses structured questions in your framing - you respond - and the output is built entirely from your answers. It sounds like you because it is you. A2B2 handles the structure and formatting; it doesn't author anything on your behalf.

Verified, decision-making investors on the platform - not a general social media audience. You get full audience analytics: engagement, reach, and an investor/advisor breakdown so you can see exactly what resonates. Content goes through A2B2's compliance review layer before it reaches your audience.

A full distribution and intelligence presence on A2B2 for financial institutions - RIAs, asset managers, private banks, and family offices. Beyond publishing verified thought leadership to a qualified investor audience, the enterprise offering opens up distribution channels that don't exist elsewhere: new products and funds listed directly on A2B2's EXPLORE feed for discovery by active investors; newsletter subscriptions so your audience follows your research on their terms; sponsored content distribution through the platform's intelligence layer; and compliance review built into every publish. The vision is straightforward - A2B2 becomes the channel where institutional expertise meets qualified private wealth, without the friction or conflicts of traditional distribution.

Yes. Set your own subscription price for exclusive content - no floor. A2B2 takes a 10% platform fee (5% for founding members). Enterprise Max supports unlimited subscriber tiers and multi-channel autonomous distribution.

It's not an ad platform, a CRM, or a transaction tool. No paid impression buying, no interest targeting, no trade execution. Everything published goes through A2B2's compliance review.

Sign up at a2b2.ai/login.

Manage your plan directly within your account settings. Should you require assistance, simply ask in the in-app agent.

Yes. Cancel through your account settings at any time - cancellation takes effect at the end of your current billing period and you keep full access until then. All subscriptions renew automatically unless cancelled.

Step through this first window and you'll not only get early access, you'll become a founding member. This status is permanent, not just a trial, and it doesn't expire once granted. The programme is intentionally limited by time and available spots, and access is subject to availability in your jurisdiction.

Benefits you enjoy:

• Founding rate guaranteed for three years. Your cost stays at the original launch price even as pricing increases over time.
• Sign-up welcome discount on your first stretch, in addition to your locked rate.
• Lifetime early access to new features. Preview and help shape upcoming releases before anyone else.
• Permanent Founding Member badge, an everlasting mark showing you were among the first.
• Member-only events, with invitations and priority access to A2B2 gatherings, exclusive for private-office and family-office members.

What we ask of you:

• Use the platform and share your feedback regularly during your first month.
• Where you experience value, share about us on your social media.
• Introduce us to your networks.

Full terms at a2b2.ai/legal/terms.

A2B2 uses credits as a simple way to account for AI usage - you see credits, not tokens. A simple query uses fewer credits; a more complex query that requests a detailed multi-model synthesis, deeper research, or a cross-examination of outputs uses more. Credits are also used to pay by usage - access to data, specialist models, institutional-grade research. Once credits are used up, you can top up to buy more, valid for 365 days (1 year). Weekly intelligence briefs, document uploads, publishing, shared client sessions, and content creation are all included in your subscription - they do not consume credits. Credits reset monthly. From A2B2 Bridge - the agentic private office onwards, users roll over up to 50% of unused credits to the next month. You can top up at any time in the app - no plan change needed - and these are valid for 365 days (1 year). Credits are non-transferable between accounts.

No - and this matters. Everything on the platform is for informational purposes only. Nothing constitutes investment advice, a recommendation to buy or sell any security, or personalised financial advice. Always consult a licensed financial professional before making investment decisions. AI-generated outputs may be inaccurate, incomplete, or not reflect the latest market conditions. Always verify independently before acting. The full terms are set out in the Terms of Service.

No. A2B2 operates as a publisher of general-circulation intelligence under the Publisher's Exclusion of the US Investment Advisers Act of 1940 and the Broadcaster/Journalist Exemption under Schedule 5 of the Hong Kong Securities and Futures Ordinance. These frameworks apply to A2B2's operations in the United States and Hong Kong. Residents of other jurisdictions should confirm whether access to the platform is permitted under their local law before subscribing. See a2b2.ai/legal/terms for the full legal position.

You do - fully. Your questions, documents, and portfolio/client data are not shared with other users, and A2B2 staff access is restricted to authorised circumstances only. A2B2 does not sell user data or share it with advertisers, and sensitive personal data is not used to train A2B2 or any third-party foundation (public) AI models. Full details are in the Privacy Policy.

All traffic uses TLS 1.2 or higher. Data at rest is AES-256 encrypted. Documents you upload go into private object storage with bucket-level encryption and short-lived signed URLs - never publicly accessible. Internal staff access is least-privilege, time-bound, and fully audit-logged. Technical controls are documented at a2b2.ai/security.

A SOC 2 Type II audit is currently underway. The full report will be available to enterprise customers under NDA on completion. Current controls are documented at a2b2.ai/security.

CCPA (California) and PDPO (Hong Kong) - including your rights to access, correct, and delete your data. These rights and how to exercise them are detailed in the Privacy Policy. Send data requests to privacy@a2b2.ai.

Before any expert publishes on A2B2, their credentials are checked against FINRA BrokerCheck, SEC IAPD, and the SFC Public Register where applicable. Institutional affiliations are confirmed. Paid or sponsored content is clearly labelled - there is no undisclosed promotion anywhere on the platform.

No. You control who can reach you. Private questions go to one named expert only - they're not visible to anyone else on the platform.

• Single subscription model: investors only pay A2B2 a subscription - no per-trade fees, and no trade-related incentives or product placement. You pay us directly, keeping the arrangement transparent and conflict-free.
• Privacy-first architecture: your sensitive personal data is never visible to a third party without your explicit consent.
• Compliance embedded: Publisher's Exclusion (US) and SFO Broadcaster/Journalist Exemption (HK) - intelligence, never advice.
• Adaptive pricing: all prices in USD, with adaptive local currency pricing available via payment gateway, so there's no friction for any user.

18 or older. A2B2 doesn't knowingly collect personal information from anyone under 18. You confirm your age at signup.

Full pricing details, plan comparisons, and what's included at each tier are at a2b2.ai/pricing. All prices are in USD. Founding members lock in the launch rate for as long as they stay subscribed.

US dollars. Payment options by jurisdiction are confirmed at signup.

Invoices are in Account Settings > Billing > Invoices. For VAT invoices or historical records, email billing@a2b2.ai with your account email and the billing period you need.

Go to Account Settings > Billing. If you run into issues, email billing@a2b2.ai.

A2B2 runs smoothly across modern browsers on laptops, tablets, and mobile devices, so the core experience is always one link away. In addition, A2B2 supports native apps for mobile workflows, and can produce audio outputs for select capabilities for commuting or hands-free listening.

Yes - A2B2 Decoder - the agentic office for wealth professionals and Enterprise tiers are built for professional use. A2B2 publishes general-circulation intelligence under the Publisher's Exclusion (US) and SFO Schedule 5 (HK). It is not currently available to users in jurisdictions requiring MiFID II-compliant research or equivalent local licensing.

Currently English, Traditional Chinese, and Simplified Chinese. Language availability by feature is confirmed at signup.

Start with your A2B2 agent - it can answer most platform and usage questions right away. If you need more help, all users have in-app support. Service levels scale with plan level (e.g., faster responses and more hands-on onboarding where applicable). Enterprise customers receive dedicated support with a named contact and contractual SLA (service levels defined in the agreement).

Try the password reset on the login page first. If that doesn't resolve it, email support@a2b2.ai from the address linked to your account - the team can assist with login recovery, subscription management, and data exports even if you're locked out.

Yes. All A2B2 subscriptions renew automatically at the end of each billing period. You'll receive advance notice before renewal. To cancel, go to Account Settings - cancellation takes effect at the end of the current billing period and you keep access until then.

Subscription fees are non-refundable unless stated otherwise in writing. If you believe you've been charged in error, email billing@a2b2.ai within 7 days of the charge. Full terms are at a2b2.ai/legal/terms.

Email security@a2b2.ai. You'll receive an acknowledgement, and the team will keep you updated through the investigation. A2B2 operates under responsible disclosure principles - genuine security research is welcomed.

a2b2.ai/legal/terms and a2b2.ai/legal/privacy. Worth reading before you sign up.